Monday, November 16, 2009

Another Easy-to-Win Giveaway: 16”x20” Rolled Canvas from DigitalRoom.com


Just in time for the Holidays, our sponsor DigitalRoom.com is rolling out another giveaway: a 16¨ x 20¨ rolled canvas print (with free UPS shipping to the US, of course). Rolled canvas prints are perfect for home decor, photo prints, and signage. And they make fantastic, thoughtful gifts.

Ready to enter?
All you have to do is leave a comment on this post telling us what photo gifts you want to have printed for their family and loved ones.

Really want the print? For additional entries, you can do any or all of the following and leave a comment here telling us you've done it:
  1. Blog about this giveaway and link to this post and UPrinting.com. (2 entries)
  2. Tweet this: ¨Win a 16¨ x 20¨ rolled canvas print + free shipping! Perfect for home decor, photo gifts, and signage. http://bit.ly/1eWxHw #giveaway¨ (2 entries)
  3. Follow us on Twitter, Facebook, and/or MySpace. (1 entry each)
Giveaway ends at noon on November 23rd, so get your entries in quick!

We'll announce the winner on the blog and a coupon code will be sent to the winner’s registered email on November 27, 2009, so if your blogger profile doesn't display your email address, be sure to leave it in your comment.

Good luck!


Thank you to DigitalRoom.com for providing us here at TAiMH with our own free print. It´s awesome. And thanks to UPrinting for hooking us up with them. See their review at YouTheDesigner.






Another Easy-to-Win Giveaway: 16”x20” Rolled Canvas from DigitalRoom.comSocialTwist Tell-a-Friend

Saturday, November 14, 2009

Couchsurfing to Save Money and Make Friends While Traveling: Our Experiences.


Reminded by the mention of couchsurfing in Man vs Debt's recent post that I compiled for the Money Hacks Carnival I hosted last week, I've decided to write a review, of sorts, of couchsurfing based on my and MDT's experiences as couchsurfers. We have not as yet had the pleasure of hosting any surfers as we've been in the process of moving first across the U.S. and then to Central America and setting up shop here. But, as we've been here in Costa Rica a whole month now (!!!) and just purchased an air mattress, perhaps we'll receive guests soon and I'll be able to update this article with our experiences hosting.


What is CouchSurfing?

I heard about couchsurfing.org a year or two ago, but didn't try it out until this fall. MDT and I had decided to move to Costa Rica, but needed a place to stay during our two-week house-hunting visit. Couchsurfing.org describes itself and its purpose thusly: "CouchSurfing offers you, via our website and regional events and activities, the opportunity to intimately encounter the world. Through meaningful connections with locals, Couchsurfing seeks to promote self-awareness and understanding of others. Being a CouchSurfer means you are part of an international community of travelers who recognize similarities and appreciate differences in all peoples."1 It's a travel community with a (supposed) purpose and with a general attitude of acceptance that can come off sounding a bit peace-and-lovish. Not that I have anything against peace and love, of course. But I've had enough random experiences with, let's say, "the less down-to-earth" sort to be slightly wary of people one might encounter via couchsurfing. However, my concerns have so far been unfounded.

As an aside, I have had a close encounter of the hippie kind here (an aging—and braless—Californian woman who invited me to her monthly New Moon women's group where they dance and "summon [their] ancestors and [their] progeny," but it had nothing to do with couchsurfing.

I will say, however, that on the couchsurfing site it's best to carefully read the profile of anyone you're considering staying with. Personally if I see phrases like "sacred space," "auras," "star-child of the universe," (yep, that one's real) in a profile, I just move on. Depending on where you're traveling to, the type of people you'll see on couchsurfing vary widely.

To sign up for couchsurfing.org, you simply fill out a basic profile (10-15 minutes, depending on how in-depth you want to be) and then you're free to start searching for available couches. The search feature is easy to use and includes information about each registered couchsurfer (and/or host—you can choose to be one, the other, or both). Select the area you're planning to travel to and start browsing profiles. You can do more in-depth searches if you're traveling to populous areas with a larger selection of profiles.


Our Experience

We e-mailed (via couchsurfing.org's interface) eight or nine people. A few didn't respond, and a few who did weren't available at the times we needed, but we ended up finding three available hosts in different areas.

Our first night in Costa Rica, we stayed with a young Tico man in what turned out to be his mother's house (though she was out of town). This first couchsurfing experience was the worst: the house was filthy, I mean disgusting. It looked like nothing had been cleaned or so much as dusted for five years. The young man and his friend, who was also staying the night, were mostly friendly and we chatted, somewhat uncomfortably for me at least, for an hour or two before we were shown our room. It was during the chatting that MDT spotted and discreetly pointed out to me the biggest roach I've ever seen in my entire life—and I've lived in New Orleans. This thing was big enough to have facial features I'd probably recognize if I saw it again. I behaved very well, however, and no one noticed my horror. The bathroom was horrible, so much that we couldn't even shower for fear of coming out dirtier than before, and the bedding was so repulsive that we slept (or attempted to sleep), fully clothed, on top of our jackets laid on top of the bedding. It was an experience I hope never to repeat.

At this point, I was pretty terrified of what to expect of our next "couch," but thankfully, our second host, another young Tico, just our age, was a ray of sunshine—and has since become our good friend, whom we hang out with often. He, too, lives with his parents (or rather they live with him), but his house is very clean and he and his family are very hospitable. We only planned on staying with him for a day or two, but he offered for us to stay as long as we like, and he even devoted several days of his time to driving us around town and helping us house-hunt. He showed us how to make traditional Tico-style food and introduced us to his friends. We felt very much at home, even though he is the only one in his family who speaks English and our Spanish at the time wasn't fantastic. After a few days, we were already friends, hanging out, going to the bar, etc. He even took us to the beach for the day where we all swam, ate home-grown oranges, and picked coconuts. You couldn't ask for someone more generous and friendly.

We stayed at a hostel in another town for a few nights, and then for our last night in Costa Rica we stayed just outside the capital with an Italian girl a few years younger than us (and her mother), who own a nearby gelato establishment. The girl picked us up in a taxi and brought us back to her home, which was pristine, huge, and magnificent. I'm not sure if I've even been in such a fancy house. The girl was very hospitable, but left soon after we arrived to go to a friend's party. She invited us along, but we'd been traveling for two weeks and just needed to shower and rest that night. She very trustingly left us alone at her house, telling us to make ourselves at home, and after briefly showing us around disappeared for the rest of the night. We had showers and a snack and settled down to watch one of the movies she'd pointed out to us before she left. Her couch was magnificently comfortable, but we were given the guest room to sleep in, whose bed was also immensely comfortable. I commented to MDT that we might as well have been in a hotel. The girl returned around 3 am with a friend, partied a bit more (which woke up MDT but not me), and was still sleeping when we left in the morning. We had a bit of trouble maneuvering around her two very large (but deceptively friendly) dogs whilst attempting to unlock and get through the front gate without letting them loose, but otherwise it was a relaxing and good experience.


The verdict:

If you're looking for a possibly wild and crazy experience and are the adventurous (and imperturbable) type, give couchsurfing.org a try. Don't expect to be waited on or fed—though it could happen. If possible, talk with the person on the phone before you stay with them, just to get an idea of who they are and if you'll get on well. Again, much of your experience will depend on the culture and general way of life of the area you're visiting. That said, we had three very different experiences in the same region of the same country. My advice, if you're interested in couchsurfing, is to try it out in your own country first and see what you think before you do it halfway across the globe.

If, however, you're not an extremely social person or are just looking for an easy, relaxing vacation and you're on a budget, you might want to skip couchsurfing and check out some hostels or budget hotels.

Even if you don't need a place to stay, I'd say that couchsurfing is a good way to meet people wherever you are traveling, or even in your hometown. There's even a search option to find people who are willing to just meet you for coffee or a drink and talk with you about their country, culture, travels, etc. It's a great way to get to know an area and to meet a variety of people.


Other Opinions?
Have you ever couchsurfed? If so, what do you think about it? If not, would you ever consider doing it?



Notes
1. From the couchsurfing.org homepage.





Couchsurfing to Save Money and Make Friends While Traveling: Our Experiences.SocialTwist Tell-a-Friend

Wednesday, November 11, 2009

Money Hacks Carnival #90: Minimalist Edition


Without further ado, this week's best in financial blogging:

Editor's Picks


PT presents PocketSmith: A Calendar-Based Financial Planner posted at PT Money.

freefrombroke presents Its Official First Time Home Buyer Tax Credit Extended Now For Existing Owners Too posted at Free From Broke.

Miss M presents Lending Club Update: Some Interesting Developments posted at M is for Money.

DR presents Balance Transfer Credit Cards posted at The Dough Roller.

D4L presents 10 Stocks Taking Their Dividends Up A Notch posted at Dividends Value.


Credit Cards


Ray presents Best Credit Card posted at Financial Highway.

Manshu presents Disney Rewards Visa Credit Card posted at OneMint.

David presents Quicken Rewards Visa® Credit Card posted at Credit Card Offers IQ.

Mr Credit Card presents Bombshell Deal From Chase and British Airways posted at Ask Mr Credit Card's Blog.

Debt Management

oneadvice presents Debt Management Solution posted at One Advice. Looking for a debt management solution which is right for you? Be clear and concise about your debt management requirements before signing ANYTHING....


Real Estate

Paul Williams presents How Big of a Mortgage Can I Afford? posted at Provident Planning.

Tom presents Save Money By Selling Your House Without A Real Estate Agent posted at The Canadian Finance Blog. Selling your house without a real estate agent can be a great way to save money, but only if you do your research and are willing to put in more of your own time.

General Financial Planning

Miranda presents Elements of a Financial Checkup posted at Personal Dividends.

Hank presents Get Back To The Blocking And Tackling Basics of Personal Finance posted at Own The Dollar. A lot of people have forgotten the basics of money management. We need to get back to the basics to be successful.

Wojciech Kulicki presents X Marks the Spot: Navigating Financial Treasure Maps posted at Fiscal Fizzle.

J. Money presents Try working on finances when you're in the mood :) posted at Budgets are Sexy.

Studenomist presents Are You An Expert On Personal Money Management? posted at Studenomics.

Investing

Matt presents How To Start Your Own Personal Hedge Fund posted at The Online Investing AI Blog.

TradingStocks.com presents Penny Stock Scams posted at Trading Stocks.

Praveen presents Just Bought Hyatt Hotels (H) posted at My Simple Trading System.

Jeff Rose presents 2010 Traditional and Roth 401k Contribution Limits posted at Jeff Rose.

Small Business

Christy Horgan presents Hip Hip Hooray! Permanent exemption from 404(b) for Small Business is Possible! posted at Gray Matters.

Misc.

FMF presents How to Buy a New Furnace and Air Conditioner posted at Free Money Finance.

Kris presents Ask the Internet: Eating Healthy at Conferences? posted at Cheap Healthy Good.

Baker presents Travel Hacking for Noobs: How We Save Hundreds on Airfare, Get Free Accommodation, & Make Money while Overseas posted at Man Vs. Debt.

pkamp3 presents California… What…? posted at Don't Quit Your Day Job - Personal Finance, Economics and Investing.

The Financial Blogger presents Do You Cheat Sometimes? A Look at Fidelity posted at The Financial Blogger. A look at financial fidelity.


Thanks to everyone who submitted to the carnival and to all our lovely readers. I hope you enjoy this week's posts.





Money Hacks Carnival #90: Minimalist EditionSocialTwist Tell-a-Friend

Tuesday, October 27, 2009

Homemade Pico de Gallo with Garden Tomatoes


We can't help reiterating that one of the best ways to save money is to make your own food. It's almost always fresher, healthier, and tastier this way.

Take my salsa recipe. We were able to pluck nearly all of the major ingredients from our summer garden—the tomatoes, cilantro, and habaneros. Yes, the onion, lime, garlic, salt, and black pepper were store-bought, but these come cheap. So in a sense we only paid a pittance for about a liter of deliciousness.

Try out this recipe, but also experiment. Add your own ingredients like chipotles, mangoes, etc., if you wish to create your own flavors. Let us know about your recipe in a comment below.


Homemade Pico de Gallo

6 medium red tomatoes
6 medium yellow tomatoes
1 1/2 medium white onions
1/2 medium orange habanero (substitute: 1 Tablespoon cayenne)
1/2 cup cilantro
2 cloves garlic
1 lime, or to taste
salt, pepper to taste

1. Chop all ingredients and throw in a large mixing bowl. Chop garlic and especially the habanero super-finely.
2. Add the juice of one lime, salt, and pepper to taste.
3. Refrigerate for at least an hour before eating for flavors to blend.

You'll never want to buy any of that jarred stuff again.





Homemade Pico de Gallo with Garden TomatoesSocialTwist Tell-a-Friend

Thursday, October 22, 2009

As Promised, The Next Big Giveaway: 100 Custom Postcards from UPrinting


We promised another giveaway today, and here it is. Our awesome sponsor UPrinting is offering two lucky TAiMH readers 100 free custom postcards (with free UPS shipping to the US, of course). Make them for yourself or someone else. Use them to promote your blog, special event, or business. Get creative and use them for invitations, thank-you cards, moving announcements, or whatever your little heart desires. These are really fantastic cards: 4 x 6, full-color on both sides on a sturdy 14-point glossy cardstock.

Ready to enter?
All you have to do is leave a comment on this post telling us how you might use the free postcards if you win.

Really want the cards? For additional entries, you can do any or all of the following and leave a comment here telling us you've done it:
  1. Blog about this giveaway and link to this post and UPrinting.com.
  2. Tweet this: Win 100 free custom postcards for invitations, biz promo, etc + free shipping! Enter at TAiMH: http://bit.ly/2LqVfV #giveaway
  3. Follow us on Twitter, Facebook, and/or MySpace. (1 entry each)
Giveaway ends at noon on Thursday, October 29th, so get your entries in quick!

We'll announce the winner on the blog and a coupon code will be sent to the winner’s registered email on November 6, 2009, so if your blogger profile doesn't display your email address, be sure to leave it in your comment.

Good luck!

Don't forget to enter our other current giveaway from UPrinting, for an awesome 24 x 36" vinyl banner with grommets ($62 value plus free UPS Ground shipping).


Thank you to UPrinting for providing us here at TAiMH with our own set of 100 free postcards. We love them.

Reblog this post [with Zemanta]






As Promised, The Next Big Giveaway: 100 Custom Postcards from UPrintingSocialTwist Tell-a-Friend

UPrinting Business Card Giveaway: And the winner is...


Thanks to everyone who entered and helped promote the UPrinting business card giveaway.

The winner by randomly generated selection is:

lonestarlifer

Congratulations! UPrinting will be contacting you soon with the coupon code for your 250 free business cards. We hope you enjoy them and that you have success promoting your new business.

If you didn't win, don't fret. We'll be offering lots of other giveaways in the future. In fact, there's a new one coming up today, so check back in a bit. You can also enter the UPrinting Vinyl Banner Giveaway; it runs until October 29th.

As a side note, MDT and I have recently moved abroad for some long-term travel, so until we get settled into the new blogging groove here, posts may be fewer and farther between than usual. But we'll do our best.





UPrinting Business Card Giveaway: And the winner is...SocialTwist Tell-a-Friend

Wednesday, October 14, 2009

We're Giving Away 250 FREE Business Cards


What? Another Giveaway?
That's right. More free stuff for you.

This time our lovely sponsor, UPrinting is offering 1 lucky TAiMH reader 250 free business cards (with free UPS shipping to the US, of course). Make them for yourself or someone else. Use them to promote your blog, special event, business, or even your favorite charity. Tired of scribbling your number or e-mail when you meet interesting new people? Here's your chance to get some hip, look-at-me calling cards.

Ready to enter?
All you have to do is leave a comment on this post telling us how you might use the free business cards if you win.

Really want the cards? For additional entries, you can do any or all of the following and leave a comment telling us you've done it:
  1. Blog about this giveaway and link to this post and UPrinting.com.
  2. Tweet this: Win 250 free business cards of your choice (many options to choose from) + free shipping! Enter at TAiMH: http://bit.ly/16PmfD #giveaway
  3. Follow us on Twitter, Facebook, and/or MySpace. (1 entry each)
Giveaway ends Wednesday, October 21st at midnight, so get your entries in quick!

We'll announce the winner on the blog and email him or her by Friday, October 23rd, so if your blogger profile doesn't display your email address, be sure to leave it in your comment.

Good luck!

Don't forget to enter our other current giveaways, for a free 1-of-a-kind TiredofBeingPoor.net T-shirt and a 24 x 36" vinyl banner with grommets ($62 value plus free UPS Ground shipping) from UPrinting.com.


Thank you to UPrinting for providing us here at TAiMH with our own set of 250 free business cards. We love them.





We're Giving Away 250 FREE Business CardsSocialTwist Tell-a-Friend

Another delicious fall drink recipe: Best Hot Buttered (Rum) Cider Recipe Ever


apple pics 227Image by podchef via Flickr

Clearly, I'm on an autumn-inspired beverage kick. All this rainy, dreary, Midwest fall weather is making me want to do nothing more than curl up in a cozy window seat and read a good book whilst sipping a toasty, possibly alcohol-infused, beverage. Pip, pip!

Apparently, it also makes me think I'm British. But on with the recipe!



Best Ever Hot Buttered (Rum) Cider

Ingredients:
1 64 oz. bottle of apple juice (or apple cider)
1/2 cup brown sugar
1 tsp ground cinnamon (or 4 cinnamon sticks)
1/2 tsp ground nutmeg
6" square of cheesecloth (or a coffee filter)
6 whole cloves
1/2 tsp. allspice AND 1/2 tsp ground nutmeg (or just 1 tsp. pumpkin pie spice)
1/2 tsp. vanilla (imitation works just fine)
a bit of lemon peel (do not substitute lemon juice)
1 cup rum (optional; I prefer dark or spiced rum for this recipe)
1 Tbs butter (or butter substitute)

Combine juice/cider, brown sugar, vanilla, and rum in large pot over high heat. Combine spices and lemon peel in cheesecloth or coffee filter, and secure with a bit of clean string or a twist tie.
Drop sachet in pot and heat to boiling.



Reduce heat and simmer for 15 min. Remove sachet.



Pour cider into mugs and top each with a thin slice of butter. Serve immediately.

Did you try this recipe? Leave us a comment and let us know what you think!
Got a cider recipe you think is better? Share it with us. (We dare you.)
Reblog this post [with Zemanta]






Another delicious fall drink recipe: Best Hot Buttered (Rum) Cider Recipe EverSocialTwist Tell-a-Friend

Sunday, October 11, 2009

T-shirt giveaway ends Wednesday! Enter now!


Only a few more days left for our t-shirt giveaway! It ends Wednesday, October 14th at 9pm. We're giving away the first-ever TiredofBeingPoor.net T-shirt. That's right, we've hit the bigtime now.

Who's to say, you wear our shirt, in a few years time, you could be in the hot seat.

To enter to win this superbly awesome, unisex T-shirt (size S, M, or L; colors vary), simply do any of the following and leave a comment on this post letting us know your method(s) of entry: (Be sure to include your email, so we can contact you if you win.)
  1. Leave a comment on any post other than this one. (1 entry per comment)
  2. RT this giveaway by copying and pasting this message into Twitter: "RT @TiredoBeingPoor Enter TAiMH's giveaway to win a TiredofBeingPoor.net T-shirt http://tinyurl.com/mg32qe" (2 entries)
  3. Tweet or blog about TAiMH. (2 entries per tweet/post).
  4. Friend/Follow us on MySpace, Facebook, and/or Twitter (see links on the left side of the blog). (1 entry each)
And finally, we'd be tickled pink to post a picture of the winner wearing (or at least making some creative use of) the shirt on the blog along with a personal shout-out and/or link of his or her choosing.

What are you waiting for? Get to enterin'!





T-shirt giveaway ends Wednesday! Enter now!SocialTwist Tell-a-Friend

Thursday, October 8, 2009

Hello October, goodbye summer vegetable garden



So, the garden's pretty much done. There are still a ton of smallish green tomatoes on the vines, but they're growing pretty slowly. Since MDT and I are leaving for Costa Rica next week (!!!!), we might have to just eat a bunch of fried green tomatoes before we go.

The peppers are slowing down too, but there are still several growing, even a few red ones, which is surprising since it's been so cool lately.


The compost pile, on the other hand, is doing fantastically. We've been mixing in ashes from the fire along with the usual food scraps, coffee grounds, and grass clippings.


In fact, the compost is so fertile, apparently, that things we don't plan spontaneously grow from it, e.g., this tomato plant that apparently grew from a miscellaneous clipping thrown in the pile sometime this summer. Pretty cool, but a bit late. It's even flowering!


I'll leave you lovely readers with part of our dinner tonight: green beans from the garden (frozen since we had such an abundance last month). Yum.


Reblog this post [with Zemanta]






Hello October, goodbye summer vegetable gardenSocialTwist Tell-a-Friend

Got Design?

Need a logo, ad, banner, header, background, or other design for your blog, website, e-book, or business? Give our sponsors a holler. They do fantastic work at a fantastic price. They also offer copyediting and writing services.